Revisiting Cruise Line Stocks

Are cruise line stocks likely to rebound? And if so, should you invest? A look at the industry from my Oct. 22 daily read.

My Wall Street Experience and What We’re Doing At Cents

Many folks have asked about my experience and career path to learn how I advanced in the Wall Street and corporate industries. And it bears going over for everyone else, so you know the qualifications of who’s doing the investment analysis here.

Teladoc ($TDOC) + Livongo ($LVGO) Analyst Rating

Saw a recent sellside analyst report on Teladoc ($TDOC), which announced it would buy Livongo ($LVGO) last week. This is a hot company that many of you have asked about in the past. Here’s is the latest rating and price target, along with some snippets for ROIC members!

$1,500 Stock Pitch Contest + Massive Giveaways

A Couple Cents is giving away $1,500 to the ROIC member who posts the best stock pitch. For other members that may want to participate in other ways, we’re offering a slew of other prizes too.

Three Reasons To Be Bullish On Chinese Stocks

There may be a slew of reasons for Chinese stocks to cool down in the second half of 2020, but there’s no shortage of Chinese-based capital, innovation or entrepreneurs to drive future growth opportunities or wealth creation in China.

iPhone with TikTok app displayed.

Trump, TikTok, Twitter and the European Union

Trump says TikTok sanctions could come in weeks, Twitter deals with the fallout of arguably its worst hack and the EU strikes down its U.S. data transfer agreement.

Where You Should Park Your Money

Watch Justin’s YouTube live from July 9 as he discusses where you should park your money, the great financial divide and offers career advice.

My Favorite Credit Card

Out of the few credit cards I do use, my Apple Card is my favorite – and here’s why! No fees – Not even hidden

Postmates

Highlights from the Week of July 6, 2020

Mergers galore, Payment Protection Program misuse, TikTok’s hot water and Wirecard’s fraud. Plus, a look at small business recovery and Covid-19’s latest impact.

How To Be An Adult & Not Go Broke

You read that right – in this post I’m going to be teaching you the easiest way to not go broke as an adult, especially

Peloton ($PTON) Stock Pitch!

Hi everyone! Sorry for the delay here, but I was working on this analysis with a hedge fund in NYC, so for compliance, I had

Tesla CEO Elon Musk

Tesla, United Airlines and Wirecard

Tesla announces it’s close to self-driving cars, United Airlines prepares for mass layoffs and Wirecard might be in the middle of another fraud.

Choosing Your Real Estate Strategy

In this video, we go over how to determine and focus on your real estate strategy. We start by discussing how to pick the right

Kanye X Gap Inc.?

You simply cannot make this stuff up. In the first half of 2021, Gap Inc. will be unveiling a new clothing line called “Yeezy Gap”.

Comparing Nvidia and Intel

Sometimes I like to compare companies with similar business models to each other – figuring out what gives each one their respective competitive advantage. In

Blackstone’s New Real-Estate Play

Real-estate investors at the Blackstone Group are getting into show business! But not by making movies or TV shows themselves, but by acquiring stakes in

Apple CEO Tim Cook in a meeting with President Donald Trump

Morning Cents: July 2, 2020

July 2, 2020 – Tech CEOs agree to testify, Zoom misses its transparency deadline and private equity firms sweat out their misuse of PPP funds.

Morning Cents: July 1, 2020

July 1, 2020 – Airbus cuts jobs, Tribune Publishing fights off certain death and Tik Tok prepares to battle fake accounts. Today’s newsletter 1,320 words,

Morning Cents: June 30, 2020

June 30, 2020 – Uber sets its sights on Postmates, freelancers struggle in L.A. and the U.S. halts high-tech exports to Hong Kong. Today’s newsletter

Morning Cents: June 29, 2020

June 29, 2020 – Banks can’t tell who’s creditworthy, remdesivir’s hefty price tag and BP’s big sale. Today’s newsletter 1,216 words, an 8-minute read. Let’s

Morning Cents: June 26, 2020

June 26, 2020 – Covid-19 surges in young people, hydrogen fuel’s popularity continues to skyrocket and Bain Capital bets on Virgin Australia and the airline

How To Invest in 5G

Apple’s 2020 WWDC began Monday which means their iPhone 12 is right around the corner! According to Mac Rumors (https://www.macrumors.com/roundup/iphone-12/) one of the more notable

Morning Cents: June 25, 2020

June 25, 2020 – U.S. coronavirus cases accelerate, Google enters the news business and aviation tariffs decimate the wine industry. Today’s newsletter 1,319 words, a

My Thoughts on SHLL (Hyliion)

Hyliion is a “leader in electrified powertrain solutions for Class 8 commercial vehicles. What’s a Class 8 commercial vehicle? Think semi-trucks and dump-trucks. They offer

Why I’m Not Buying $OPES Yet..

These blank check company mergers have been popping up out of no where recently, with BurgerFi being one of them. Here’s a quick summary of

Morning Cents: June 24, 2020

June 24, 2020 – Colleges spend millions on pandemic safety measures, Dell explores a spinoff for VMware and Facebook’s German antitrust troubles. Today’s newsletter 1,230

Morning Cents: June 23, 2020

June 23, 2020 – Apple’s new chip, the multi-billion-dollar industry arising from the pandemic and the largest European fraud in recent memory. Today’s newsletter is

5 Bold Predictions for the Rest of 2020

I was scrolling through Seeking Alpha when I found this article and thought it would be cool to give some additional commentary to it. https://seekingalpha.com/article/4354471-5-bold-predictions-for-rest-of-2020

Morning Cents: June 22, 2020

June 22, 2020 – A Chapter 11 wave like no other, the reshaping of globalized trade and Oracle’s massive data breach that could include all

Morning Cents: June 19, 2020

June 19, 2020 – Trump’s battle with social media, the airline industry’s quest to return to the skies and Apple triples down on its anti-competition

Morning Cents: June 18, 2020

June 18, 2020 – Aunt Jemima’s retirement, massive American loan forbearance and the Bank of England’s plan to step up. Today’s newsletter is 1134 words,

Intro to Index Funds

If you’re like 99% of people in the world, you probably don’t have the time nor the energy to read through a Form 10-K or

Morning Cents: June 17, 2020

June 17, 2020 – Pacific Gas & Electric pleads guilty, DoorDash battles legal trouble and the Trump Administration continues its fight against internet companies. Today’s

When to Sell Your Stocks

As time goes by while you’re investing, the question begins to shift from “what stocks should I buy?” to “when should I sell my stocks?”

iPhone on Table

Musical.ly Walked So Tik Tok Could Run

Tik Tok’s rise to prominence has been nothing short of amazing. The short-form video platform, a diverse incubator of viral content, has amassed 800 million active

Institutional Research (June 16, 2020)

Macro Strategy Was it the briefest recession ever? Jobless claims suggest recession ended & recovery began in April. Unusual for a recession, personal income rose sharply

Morning Cents: June 16, 2020

June 16, 2020 – The Federal Reserve gets ready to spend, Apple’s antitrust troubles and Trump’s massive infrastructure proposal. Today’s newsletter is 1,143 words, a

Why I’m Buying FMCI

On June 15, I posted a TikTok explaining why I bought 90 shares of FMCI for $13.65/share and plan to hold them for the next

Morning Cents: June 15, 2020

June 15, 2020 – Quibi’s murky future, Deutsche Bank’s comeback and a short-lived milk boom. Today’s newsletter is 1175 words, a 7-minute read. Let’s get

A Couple More Cents: Week of June 8, 2020

June Fed Open Market Committee (FOMC) Meeting Provided guidance on its asset purchases, committing to increase its Treasury and MBS holdings “at least at the

Morning Cents: June 12, 2020

June 12, 2020 – DoorDash secures funding, Comparing Covid to SARS and antitrust worries on Facebook’s acquisition of Giphy. Today’s newsletter is 1,162 words, a

Morning Cents: June 11, 2020

June 11, 2020 – The rise of Tulsa’s startup economy, Nikola’s long road ahead and Facebook making an effort to provide goodwill. We’re trying things

WSJ: June 10, 2020

June 10, 2020 – The African American Job Market, Protesting With Healthcare Concerns and Fed Economic Projections. Today’s newsletter is 1087 words, a 6-minute read.

WSJ: June 9, 2020

June 9, 2020 – The U.S. plans to levy oil tanker sanctions, calls to defund the police around the country continue and man, baseball blew

WSJ: June 8, 2020

Inside this issue: Fed Yield Caps, Movie Theaters Reopening and Oil Prices Wobbling Today’s newsletter is 1172 words, a 6-minute read. Let’s get to it:

WSJ: June 5, 2020

Dang! The DJIA rose +3.15% today! And the reason why it surged is going to be the theme of today’s report. Buckle up! Let’s talk

WSJ: June 4, 2020

Can y’all believe it’s June? I swear it feels like it was just 2 weeks ago when I got the “go work from home” notice

WSJ: June 3, 2020

*in a Spiderman costume* It it Wednesday my dudes! U.S. to Block Chinese Airline Flights to and From U.S.The US plans to block Chinese airlines from

COVID Observations (June 3, 2020)

I took a look at state-by-state data today and it’s really interesting. It looks like a few states are seeing an increasing trend in new

WSJ: June 2, 2020

Taco tuuuuuuesday! As my guy Lebron James might say. Protests Resume Over George Floyd Death as Cities Tighten CurfewsProtesters began marching on US cities again

Why I’m Bullish on Best Buy

Hey everyone – some of you may know me from TikTok. I post daily videos around personal finance and investing and yesterday I posted a

WSJ: June 1, 2020

What an eventful weekend all around the country – here in Nashville protesters attempted to burn down our historic courthouse Saturday night. Let’s take a

AAPL, AMZN, GOOG, MSFT, SBUX, PLAY

Thanks to @jhoff and @dkaplan16 for the requests! These are pulled from some institutional research reports (not my price targets) AAPL (~$320 price target) Better

Economic Week Ahead (June 1, 2020)

The focus this week will be on May’s economic report on Friday Expectations are that the unemployment rate will increase to a post-WWII high of

WSJ: May 29, 2020

It’s finally Friday – time to relax. Everyone enjoy their weekends! Consumer Spending Fell a Record 13.6% in AprilUS consumer spending (the economy’s main engine)

Economic Perspectives (May 28, 2020)

COVID-19: In the US the daily number of new cases is trending downwards NY still has the highest number of new cases with ~17,000 over

WSJ: May 28, 2020

Thirsty Thursday – the day of the week where it’s okay to get drunk on a work-night. Unfortunately, I’ll just be sipping coffee tonight as

WSJ: May 27, 2020

Strap in boys & girls – a ton of things caught my eye today while reading the WSJ so this is going to be a

College Tuition and Student Loans

This post definitely falls under the personal finance + lifestyle category because we’re about to talk about something almost all of you have had to

WSJ: May 26, 2020

Hope everyone had a great Memorial Day Weekend and they’re ready for the week ahead. Time for your daily dose of the Wall Street Journal

Explaining Yahoo Finance’s “Stock Page”

Before you even begin reading, click this link and follow along with me. (https://finance.yahoo.com/quote/AAPL?p=AAPL&.tsrc=fin-srch) Now that you’re on split screen mode, let’s begin breaking down

WSJ: May 25, 2020

For Economy, Worst of Coronavirus Shutdowns May Be OverRecovering air travel, hotel bookings and mortgage applications are among the early signs the US economy is

The week ahead (May 25, 2020)

I know it’s a short Memorial Day holiday week for those of us in the US, but there’s still going to be economic data coming

WSJ: May 22, 2020

What’s that smell? You smell that? Smells like a 3 day weekend to me! Everyone be safe this weekend and have fun. Companies Confront the

Building Credit

If you don’t live in the United States, I’m not sure how much of this applies to you – so I apologize. If you do

WSJ: May 21, 2020

Every Thursday we get a bit more insight into the job market, and today is no different. Workers File 2.4 Million Unemployment Claims Workers filed

Explaining Dividend Yields

Y’all didn’t think I only dropped Wall Street Journal highlights did you? Hope not – now let’s learn a bit about dividend yields and why

WSJ: May 20, 2020

May 20th, 2020 – the day someone close to the creator of Bitcoin, Satoshi Nakamoto, moved 50 BTC that was mined in 2009. Just a

April Fed (FOMC) minutes recap

The FOMC has become increasingly concerned about persistent negative effects from COVID on the economy Fed seemed more pessimistic about medium-term implications and the possibility

WSJ: May 19, 2020

Hi everyone and thank you all for the warm welcomes in my DMs – if I can be of any help or if you have

US / China Tech Cold War??

Deutsche Bank had a great, non-for-redistribution (obviously) magazine about what life will be like after Covid-19. Here’s an interesting summary of what a US/China Tech

Institutional Research: May 18, 2020

What you need to know for the week ahead Eyes will again be on Fed Chair Powell’s testimony before the Senate Banking Committee on Tuesday

WSJ: May 18, 2020

Hi everyone – Some of you may recognize me from TikTok – my name is Austin Hankwitz (@austinhankwitz) and I’ve recently joined forces with Justin

Research Tidbits (May 13, 2020)

Driving Recovery Apple Maps data show Driving activity in the US has continued a dramatic recovery Countries less affected like Germany continue to see a

What you need to know from the WSJ today

Fauci Warns of ‘Needless Suffering and Death’ if U.S. Reopens Too Quickly Health Officials to Testify on Reopening to Senate Committee Health officials, including Dr.

Should You Buy VTIQ / Nikola Stock?

TLDR is at the bottom, obviously. Background and Context VTIQ is a publicly-traded special purpose acquisition vehicle (“SPAC”) formed to purchase information technology, transportation, and

The Week Ahead

The stock market has ignored historically bad unemployment and needs to take into account record-setting declines in core CPI inflation and retail sales and industrial

A “bull” case for the stock market

I don’t actually disagree with them that Wall Street folks love to be bearish because it makes them sound more intellectual. As with most things,

Revisiting Cruise Line Stocks

Are cruise line stocks likely to rebound? And if so, should you invest? A look at the industry from my Oct. 22 daily read.

My Wall Street Experience and What We’re Doing At Cents

Many folks have asked about my experience and career path to learn how I advanced in the Wall Street and corporate industries. And it bears going over for everyone else, so you know the qualifications of who’s doing the investment analysis here.

Teladoc ($TDOC) + Livongo ($LVGO) Analyst Rating

Saw a recent sellside analyst report on Teladoc ($TDOC), which announced it would buy Livongo ($LVGO) last week. This is a hot company that many of you have asked about in the past. Here’s is the latest rating and price target, along with some snippets for ROIC members!

$1,500 Stock Pitch Contest + Massive Giveaways

A Couple Cents is giving away $1,500 to the ROIC member who posts the best stock pitch. For other members that may want to participate in other ways, we’re offering a slew of other prizes too.

Three Reasons To Be Bullish On Chinese Stocks

There may be a slew of reasons for Chinese stocks to cool down in the second half of 2020, but there’s no shortage of Chinese-based capital, innovation or entrepreneurs to drive future growth opportunities or wealth creation in China.

Where You Should Park Your Money

Watch Justin’s YouTube live from July 9 as he discusses where you should park your money, the great financial divide and offers career advice.

My Favorite Credit Card

Out of the few credit cards I do use, my Apple Card is my favorite – and here’s why! No fees – Not even hidden

Postmates

Highlights from the Week of July 6, 2020

Mergers galore, Payment Protection Program misuse, TikTok’s hot water and Wirecard’s fraud. Plus, a look at small business recovery and Covid-19’s latest impact.

Peloton ($PTON) Stock Pitch!

Hi everyone! Sorry for the delay here, but I was working on this analysis with a hedge fund in NYC, so for compliance, I had

Tesla CEO Elon Musk

Tesla, United Airlines and Wirecard

Tesla announces it’s close to self-driving cars, United Airlines prepares for mass layoffs and Wirecard might be in the middle of another fraud.

Kanye X Gap Inc.?

You simply cannot make this stuff up. In the first half of 2021, Gap Inc. will be unveiling a new clothing line called “Yeezy Gap”.

Comparing Nvidia and Intel

Sometimes I like to compare companies with similar business models to each other – figuring out what gives each one their respective competitive advantage. In

Blackstone’s New Real-Estate Play

Real-estate investors at the Blackstone Group are getting into show business! But not by making movies or TV shows themselves, but by acquiring stakes in

Apple CEO Tim Cook in a meeting with President Donald Trump

Morning Cents: July 2, 2020

July 2, 2020 – Tech CEOs agree to testify, Zoom misses its transparency deadline and private equity firms sweat out their misuse of PPP funds.

Morning Cents: July 1, 2020

July 1, 2020 – Airbus cuts jobs, Tribune Publishing fights off certain death and Tik Tok prepares to battle fake accounts. Today’s newsletter 1,320 words,

Morning Cents: June 30, 2020

June 30, 2020 – Uber sets its sights on Postmates, freelancers struggle in L.A. and the U.S. halts high-tech exports to Hong Kong. Today’s newsletter

Morning Cents: June 29, 2020

June 29, 2020 – Banks can’t tell who’s creditworthy, remdesivir’s hefty price tag and BP’s big sale. Today’s newsletter 1,216 words, an 8-minute read. Let’s

Morning Cents: June 26, 2020

June 26, 2020 – Covid-19 surges in young people, hydrogen fuel’s popularity continues to skyrocket and Bain Capital bets on Virgin Australia and the airline

How To Invest in 5G

Apple’s 2020 WWDC began Monday which means their iPhone 12 is right around the corner! According to Mac Rumors (https://www.macrumors.com/roundup/iphone-12/) one of the more notable

Morning Cents: June 25, 2020

June 25, 2020 – U.S. coronavirus cases accelerate, Google enters the news business and aviation tariffs decimate the wine industry. Today’s newsletter 1,319 words, a